Fixed-Rate Visa Credit Card


  • No annual fee
  • Fixed rate as low as 8.99% APR
  • Special Introductory rate offer as low as 4.99% APR1
  • No cash advance fees2
  • No balance transfer fees



APR=Annual Percentage Rate. Rate quoted is the lowest rate possible for qualified borrowers and is subject to change. Qualification is based on credit history, debt, and the ability to repay. Your rate may vary. All loans subject to credit approval.

1APR for Introductory rate is 4.00% off your contract Western Visa Credit Card on purchases. Introduction rate promotion applicable to fixed-rate Western Visa Credit Cards only. After the sixth statement you will be charged your current contract rate on all purchases. Promotion may end at any time. Not valid with other offers.

2An overdraft from your Visa credit card will be treated as a cash advance. Finance charges are assessed from the day you take the cash advance until the day we receive payment in full. Western Federal Credit Union is an equal opportunity lender.