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Traditional Refinancing Options

Western has many options available to homeowners who want to refinance their current mortgage loan. Whether you want to change loan options, rates, or terms, eliminate Private Mortgage Insurance (PMI), or take advantage of a better credit rating to get lower interest, our mortgage representatives can find the program to fit your needs.

80/10/10 Mortgage Refinance

This refinancing alternative gives you the option to use the existing equity in your home as part of the refinancing package. This can help avoid monthly PMI payments, while allowing you to convert part of your equity to cash. To be eligible, you must have a minimum of 12 months prior mortgage payment history and continue to occupy the home.

Features

  • 80% First Trust Deed
  • 10% Home Equity Loan
  • 10% Equity
  • Fixed and Adjustable Rates available
  • 10-, 15-, 20-, 30-year terms
  • Loan amounts up to $1,500,000
  • Cash-out option available

Consider This Refinancing Option If You Want To:

  • Eliminate PMI
  • Take advantage of current low rates
  • Change from an adjustable rate loan to a fixed rate
  • Build equity more quickly with a shorter-term loan
  • Cash out some of the equity you've built in your home

Apply online or request a Mortgage Packet today, or call our Loan Services Center at 310-381-2300 or 877-254-9328, option 3

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Note: Properties must be "Owner Occupied" and manufactured or mobile homes are not eligible for financing.

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Contact a Mortgage Representative

877-254-9328, option 3