Home > Mortgages > Qualifying Properties

Fixed Rate Mortgages

15, 20, and 30 Year Terms

  • Single Family Units
  • Multi-units cannot exceed 4-unit housing and must have adjoining walls
  • Condominiums1, Townhomes, and Planned Unit Development
  • Second Homes2

Adjustable Rate Mortgages

5/1, 7/1, 10/1

  • Single Family Units
  • Multi-units cannot exceed 4-unit housing and must have adjoining walls
  • Condominiums1, Townhomes, and Planned Unit Development
  • Second Homes2

Home Equity Line of Credit and Home Equity Loans

  • Single Family Units
  • Multi-units cannot exceed 4-unit housing and must have adjoining walls
  • Condominiums1, Townhomes, and Planned Unit Development
  • Second Homes2

1 The following are subject to a rate increases in accordance with federal guidelines: all condominiums, multi-units, and cash-out refinances.
2 Must be a minimum of 40 miles distance from primary residence.

Note: All properties must be owner occupied. Manufactured or mobile homes are not eligible for financing.

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