Home > Mortgages > Fixed Rate Mortgages

Fixed Rate Mortgages
15, 20, and 30 Year Terms

Features

  • Up to 80% combined loan to value (CLTV)1 financing
  • Conforming loan amounts up to $417,000
  • Jumbo loan amounts up to $1,000,000
  • 15, 20, and 30 year terms
  • Lower rates if points are purchased2
  • Cash-out options for refinancing only3

With a fixed rate mortgage, the interest rate remains the same for the life of the loan. This is a good choice for those planning to stay in a home for an extended period and for those who prefer a consistent payment amount.

Consider A Fixed Rate Loan If You:

  • Plan on staying in your home for many years
  • Prefer an unchanging, lower monthly payment
  • Want to take advantage of larger mortgage tax deductions early in the loan

Consider An Adjustable Rate Loan If You:

  • Plan on moving or changing homes within 3 to 5 years
  • Expect your income to rise in the coming years
  • Could handle larger monthly payments should interest rates rise

Apply online, call our Loan Services Center at 877-254-9328, visit your local branch, or request a Mortgage Packet today.

1 $350,000 loan with a 4.875% interest rate (4.930% Annual Percentage Rate) (effective as of December 18, 2008) would have 360 monthly payments of $1,852.23.
2 Rates subject to change at any time.
3 The following are subject to a rate increases in accordance with federal guidelines: all condominiums, multi-units, and cash-out refinances.

Note: All properties must be owner occupied. Manufactured or mobile homes are not eligible for financing.

Helpful Links

Contact a Mortgage Representative

877-254-9328