Features:

• Borrow up to $500,000
• Low, fixed rate
• Western pays up to $700 closing costs¹
• Up to 90% combined Loan-to-Value financing²
• 15 year term

A Western Home Equity Loan allows you to borrow against the equity you've built in your home. At closing, you'll receive a lump sum amount, which you can use for any purpose, such as home improvements, funding an education, or making a large purchase. And in some cases, there may even be tax benefits.³

Consider A Home Equity Loan If You:

• Want the full amount of the loan upon closing
• Prefer a fixed, consistent monthly payment
• Know exactly how much you need to borrow

Consider a Home Equity Line of Credit If You:

• Want a revolving line of credit that allows you to borrow only what you need, when you need it
• Plan to use funds for short-term needs, like home improvement or emergency cash
• Prefer to make payments based only on the portion of credit you've used
• Want your credit line to replenish as you pay down your balance

Apply online or request a Mortgage Packet today, or call our Loan Services Center at 310-381-2300 or 877-254-9328, option 3.

¹ Closing costs range from $700 to $2750 depending upon state. Estimate of costs will be provided if your request is approved. Credit towards closing costs not applicable on refinance of Western loans. If you close the loan within two years of funding/origination, you will repay Western $500 of the $700 credit towards closing costs.
² May be limited based on property value.
³ Please consult a tax professional regarding your specific situation.

Note: Properties must be "Owner Occupied" and manufactured or mobile homes are not eligible for financing.