Why Western is Safe and Sound

With the current economic environment and continued turmoil in the financial services industry, it is important that you know the following about your credit union.

• We do not and have not engaged in sub-prime lending, nor do we hold any investments secured by sub-prime mortgages.
• We are financially strong with capital in excess of $151 million allowing Western to weather uncertain market conditions.
• Member deposits are insured to $250,000, and IRAs separately up to $250,000 by the National Credit Union Administration's (NCUA's) Share Insurance Fund.
• We have funds to lend and will continue to lend to well qualified members as we have done for over 50 years.
• We continually monitor the market and make necessary changes to both our product line and lending guidelines.
• We serve a diverse membership in respect to industry and location which helps insulate us from downturns in specific industries and/or in certain geographies.