Western Federal Credit Union

Western is one of the nation's leading credit unions with over $1.4 billion in assets and over 120,000 members across the country. As a multi-state, multi-sponsor Credit Union, Western has a diverse group of sponsor companies in our field of membership in industries such as information technology, automotive, airline, retail, service, manufacturing, and aerospace.

Western has a corporate headquarters in Manhattan Beach, California, and an administrative office in Torrance, California. Additionally, in 2007 Western opened a Regional Midwest Office in Bentonville, Arkansas to support our Midwest and east coast members and branches.

Western places a high level of importance on member service as reflected in a members day-to-day interaction with our team. Whether it's in a branch, on the phone, or through electronic service channels, member service is a priority with each interaction.

When you are searching for a place to put your savings or wondering where to borrow money, consider Western Federal Credit Union. We're your local credit union and we are proudly owned by the members we serve.

Western's Mission Statement

"We exist to provide superior service and high quality financial products and services to our members."

The Credit Union Difference

Credit unions have some similarities to banks, such as both offer financial products like checking and savings accounts, mortgages, credit cards, and vehicle and personal loans. Plus, both are federally insured. But that's where the similarities stop.

Credit unions were established during the Great Depression, when it was difficult for an average person to get a loan. People decided to pool their money together and help each other by lending their money to one another at a lower rate. This is where the current credit union philosophy of "people helping people" came from and it is still in practice today.

Credit unions were established as not-for-profit financial cooperatives, which means profits are returned to the members in the form of lower loan rates, higher savings, and free or low cost fees.

All members of a credit union are owners of that credit union and as a member-owner this means you democratically control that credit union and regardless of how much money you have at that credit union, you still have an equal voice.