Right Start Checking gives you a second chance to having a checking account even if you have had past discrepancies with managing a checking account or have been reported to any Credit Reporting Agency. It's also a great checking account for those who have never had one before.
Simply view the educational program and complete the quiz provided with a passing score of 90% prior to opening a Right Start Checking Account2.
- Low $25 minimum opening balance
- No ongoing minimum balance requirement3
- Low monthly service fee of $15 or reduced monthly service fee of only $5 with Direct Deposit or Automatic Transfer of $200 or more per month4
- No Direct Deposit requirement
- No per-check fees
Plus, experience these convenient methods of account access:
- Visa Debit Card
- FREE 24-Hour Online Banking1 featuring Check Imaging
- FREE 24-Hour Automated Telephone Banking1
- FREE Online Bill Pay1
- FREE eStatements
- FREE Western, CO-OP Network and Alliance One Network ATMs
- CU Service Centers® Network
To apply for a Right Start Checking Account, you must have a Western Savings Account.
1 Access code/password required.
2 Non-dividend earning account.
3 Minimum $25 deposit to open. No required balance to maintain the account.
4 $10 credit posted to account when the Direct Deposit/ACH requirement is met.
Opening Requirements: Required self-study online training (from Take Charge America - http://www.takechargeamerica.org/partner-education/wfcu/) to be completed with 90 percent or higher score. Any reported negative balance outstanding to any financial institution (as reported by a credit reporting agency) must be paid with proof of payment provided to Western before becoming eligible for this account.
