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Visa Classic - Visa Gold - Share Secured Visa

Western's Visa cards work at millions of places that accept Visa credit cards. Applying online for a Western Visa card is quick, easy, and convenient. Plus, you'll receive a response in just seconds.

Visa Classic Card

When you carry a Western Visa Classic card, you'll enjoy the benefits of a low fixed rate and many other advantages, such as:

  • No annual fee
  • Auto Rental Collision Waiver Damage
  • 25-day grace period on new purchases
  • No cash advance fees1
  • Easy-to-use convenience checks available
  • 24-hour cash access at Visa® ATMs worldwide
  • Loan protection insurance
  • May be used as Overdraft Protection1

Visa Gold Card

As a Western Visa Gold cardholder, you'll enjoy all the benefits of a Western Visa Classic card, plus:

  • Warranty Manager Service
  • Travel and Emergency Assistance
  • $400,000 Travel Accident Insurance2

Share Secured Visa Classic Card

Use the funds on deposit in your Western Savings Account to establish credit with a Share Secured Visa Classic Card. Borrow up to 100% of your savings balance on a credit limit of $500, and up to 75% of your savings balance on a credit limit over $500. It's perfect for first-time borrowers or those who need to rebuild their credit.

  • No annual fee
  • Competitive fixed rate
  • Credit limit up to $2,500
  • 24-hour cash access at Visa® ATMs worldwide

If you prefer to apply by phone, simply call 877-254-9328, anytime, day or night.

1 An overdraft from your Visa credit card will be treated as a cash advance. Finance charges are assessed from the day you take the cash advance until the day we receive payment in full.
2 Restrictions apply. Subject to policy description

Western Federal Credit Union is an equal opportunity lender.