Visa Classic - Visa Gold - Share Secured Visa
Western's Visa cards work at millions of places that accept Visa credit cards. Applying online for a Western Visa card is quick, easy, and convenient. Plus, you'll receive a response in just seconds.
Visa Classic Card
When you carry a Western Visa Classic card, you'll enjoy the benefits of a low fixed rate and many other advantages, such as:
- No annual fee
- Auto Rental Collision Waiver Damage
- 25-day grace period on new purchases
- No cash advance fees1

- Easy-to-use convenience checks available
- 24-hour cash access at Visa® ATMs worldwide
- Loan protection insurance
- May be used as Overdraft Protection1
Visa Gold Card
As a Western Visa Gold cardholder, you'll enjoy all the benefits of a Western Visa Classic card, plus:
Share Secured Visa Classic Card
Use the funds on deposit in your Western Savings Account to establish credit with a Share Secured Visa Classic Card. Borrow up to 100% of your savings balance on a credit limit of $500, and up to 75% of your savings balance on a credit limit over $500. It's perfect for first-time borrowers or those who need to rebuild their credit.
- No annual fee
- Competitive fixed rate
- Credit limit up to $2,500

- 24-hour cash access at Visa® ATMs worldwide
If you prefer to apply by phone, simply call 877-254-9328, anytime, day or night.
1 An overdraft from your Visa credit card will be treated as a cash advance. Finance charges are assessed from the day you take the cash advance until the day we receive payment in full.
2 Restrictions apply. Subject to policy description
Western Federal Credit Union is an equal opportunity lender.
