Find the Closest CO-OP ATM
Western provides members with more surcharge-FREE ATM access than most banks. In addition to Western's ATMs, we are also a member of the CO-OP ATM Network. Through this network, credit unions nationwide join together to offer surcharge-FREE transactions to each others members. The ATM may have another credit union's name on it, but if it has a CO-OP logo consider it an extension of your Western ATMs. Enjoy surcharge-FREE CO-OP ATM access at over 29,000 locations nationwide with your Western Debit Card or ATM Card. Many locations even accept deposits.
Three ways to find the closest CO-OP ATM:
- Online
- Phone - Call 888-SITE-CO-OP or 888-748-3266
- Text - Text your location, using your complete address, intersection or zip code to 692667 (MYCOOP) from any mobile phone.*
Please note: Deposits made at Western ATMs may have a 2-day hold placed on them. However, the first $100 of your deposit will be available immediately. Deposits at non-Western ATMs may have up to a 5-day hold placed on them.

*Standard text messaging rates apply. You will not receive any unsolicited messages by using 692667 (MYCOOP).
